Banking and Happiness for All

How you get there is up to you.

The key to happiness is realizing it isn’t out there. It is here and it is now. It doesn’t need a reason because it is the reason. It is in every pursuit. It’s found on the line marked FOR on every check, and the line marked FROM on every gift. It gives meaning to life, purpose to living. It’s why we give. Why we take. Why we sacrifice. Why we join. It’s why we get up in the morning and why we’re able to close our eyes at night. Happiness is everywhere and it is ours for the taking. But it must be pursued.

We’re the bank that will help you pursue it.

Will you have at least 1 Direct Deposit or 1 External Withdrawal a month?

Will you have 20 or more debit card transactions each month?

Will you accept online statements?

Will you maintain a daily balance of $1,500.00?

Will you accept online statements?

Bank Rewarded

Happiness is a pursuit with its own rewards.

  • A great rate on balances up to $15,000.00*
  • Up to $20.00 back in ATM fees*
  • No minimum balance
  • No monthly fee
  • No per check charge

Offer good on personal accounts only; Limit 2 accounts per household; Available to Residents of Alabama and Georgia and residents of Okaloosa, Escambia and Santa Rosa Counties in Florida ONLY; Business and Corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details. *Annual Percentage Yield (APY) accurate as of 07/30/13. Rate tiers are as follows: .510% APY applies to balances of $.01 - $15,000 and 0.150% APY applies to the portion of balances over $15,000 as long as qualifications are met each statement cycle. 0.090% APY applies to all balances if qualifications are not met. All balances will earn .510% APY to 0.150% APY as long as qualifications are met. ATM fee refunds up to $20 per cycle when qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

Bank Free with online statements

Pursue happiness free of charge*.

  • Account requires Online Statements
  • No minimum balance
  • No monthly service fee
  • No per check charge

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

*Bank Free accounts that have not signed up for online statements within 60 days of account opening will be converted to Bank Simple.

Bank With Interest

Watch happiness compound on itself.

  • Competitive Interest
  • No per check charge
  • $5.00 monthly service fee can be waived
    if daily balance stays above $1,500.00

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

Bank Simple

Keep your pursuit of happiness simple.

  • No minimum balance
  • No per check charge
  • $5.00 monthly service fee can be waived
    with 20 or more debit card transactions

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

Bank Rewarded

Bank Rewarded

Happiness is a pursuit with its own rewards.

  • A great rate on balances up to $15,000.00*
  • Up to $20.00 back in ATM fees*
  • No minimum balance
  • No monthly fee
  • No per check charge

Offer good on personal accounts only; Limit 2 accounts per household; Available to Residents of Alabama and Georgia and residents of Okaloosa, Escambia and Santa Rosa Counties in Florida ONLY; Business and Corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details. *Annual Percentage Yield (APY) accurate as of 07/30/13. Rate tiers are as follows: .510% APY applies to balances of $.01 - $15,000 and 0.150% APY applies to the portion of balances over $15,000 as long as qualifications are met each statement cycle. 0.090% APY applies to all balances if qualifications are not met. All balances will earn .510% APY to 0.150% APY as long as qualifications are met. ATM fee refunds up to $20 per cycle when qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

Bank Free

Bank Free with online statements

Pursue happiness free of charge*.

  • Account requires Online Statements
  • No minimum balance
  • No monthly service fee
  • No per check charge

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

*Bank Free accounts that have not signed up for online statements within 60 days of account opening will be converted to Bank Simple.

Bank With Interest

Bank With Interest

Watch happiness compound on itself.

  • Competitive Interest
  • No per check charge
  • $5.00 monthly service fee can be waived
    if daily balance stays above $1,500.00

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.

Bank Simple

Bank Simple

Keep your pursuit of happiness simple.

  • No minimum balance
  • No per check charge
  • $5.00 monthly service fee can be waived
    with 20 or more debit card transactions

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask for details.

In accordance with Section 326 of the USA PATRIOT Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address, and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customers’ identity and confidentiality is our pledge to you.